Contact Your Daiily Money Manager:



Patty Shandra

(559) 827-2142


Email: 

info@cksbaldmm.com

Our Manager

With over 30 years of experience...

Meet Patty.  


Patty Shandra has over 30 years’ experience in the banking industry. She takes pride in her ability to understand her clients and then solve their financial issues.



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Who Needs The Help of a Daily Money Manager?

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People whose busy careers do not leave them enough time for their own paperwork, individuals with medical issues that keep them from staying on top of their finances, senior citizens, and people with disabilities all decide to hire a daily money manager (DMM).

 

Some members of the Checks and Balances senior client base are simply too active in their retirement to bother with the mundane details of their accounts; they prefer to enjoy their travels or social engagements and leave the details to someone else. Others have a hard time keeping up with their paperwork due to challenges brought on by the aging process.

 

When aging begins to affect a family, the responsibility of money management frequently falls to adult children of older parents. They sometimes find that the amount of time, energy, and ability needed to manage their parents’ accounts requires more than they can give. In these circumstances, people seek out the assistance of a DMM.

 

Patty has dealt with the intricacies of assisting parents through big life changes: downsizing to a smaller house, moving into assisted living, and transferring to a dementia unit. She understands the practical and emotional challenges involved in these situations.

 

With the compassion to support a family through these transitions and the skill to do it well, the Checks and Balances staff can help you manage all of the complexities involved with personal finance.


Our Services Provide:

  • Schedule bills to be paid in a timely manner
    Including the prepreation of checks to be signed by you
  • Negotiate with creditors
  • Deciper daily incoming mail
    Including charitable domation requests, credit card offers, sweepstakes entries and other official looking Mail 
  • Establish monthly payment schedules
    File monthly billing statements.
  • Reconcile monthly bank statements
  • Audit credit card statements 
  • Maintain retirement and investment statements
  • All the work can be done right in your home or office

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Professional Practices

We work in unison with your whole team

  • Accountants/CPAs
  • Elder law and extate planning attorneys 
  • Financial advisiors
  • Geriatric care managers
  • Social workers

We are proud members of the American Association of Daily Money Managers (AADMM) 

  • Established May 1998
  • Providing professional development, continued education and certification
  • We Adhere to a Code of Ethics and Standards of Practice agreement

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Private ~ Confidential ~ Affordable 

We will gladly provide you with a copy of our Code of Ethics

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